（三）扬言实施放火、爆炸、投放危险物质等危害公共安全犯罪行为扰乱公共秩序的。
瑞士再保险公司的研究表明保险公司近些年面临成本提升过快的难题，诉讼周期更长、律师费与专家费更高。而AI黑盒的广泛引用进一步放大了这一点，抬高了非标争议、算法审计、取证复杂度与专家证人的费用。于是每一次理赔都可能是一场关于边界与准则的司法辩论，保险公司的要先付出多少不可逆的辩护与审计成本。
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The obvious lesson is: always provide your agents with design hints and extensive documentation about what they are going to do. Such documentation can be obtained by the agent itself. And, also, make sure the agent has a markdown file with the rules of how to perform the coding tasks, and a trace of what it is doing, that is updated and read again quite often.
class HttpClient: